Cube · Advisoryby Cube Systems

When business, capital and technology need to work as one system.

Strategic advisory for growth, investment and digital transformation.

// Positioning

We work with companies when:

  • growth requires structure,
  • capital requires clarity,
  • and decisions have long-term consequences.
Signature Offers

Where we most often begin.

Entry points into complex engagements — which further develop into broader strategic, financial and operational work.

01

Embedded Finance Setup

For companies integrating financial services into their platform.

02

Financial Model & Investment Readiness

For growth, investment, or key decisions.

03

Market Entry & Expansion

For entering new markets or new business lines.

04

Digital Transformation & AI

For redesigning operations and scaling through technology.

05

Capital Structuring & Investor Strategy

For aligning business with capital and investments.

06

Strategic Advisory

For ongoing support in complex decision-making.

How We Work

Six Capacities. One Integrated System.

Behind every engagement is a structured set of capacities. These are not isolated services — but a logic that connects strategy, capital, growth, and execution.

01

Financial Strategy & Performance

Defining the financial logic behind the business.

  • Financial models — 3–5 years, scenarios, sensitivity
  • Business plans and investment cases
  • Cash flow and liquidity management
  • Cost and profitability optimization
  • Revenue model design
02

Corporate Finance & Transactions

Support for capital decisions and key transactions.

  • M&A structuring and support
  • Capital raising and investor relations
  • Financing strategy — equity, debt, hybrid
  • Shareholder structure and ownership
  • Preparation and support during negotiations
03

Business Development & Growth

Structuring growth into scalable business models.

  • Development of new business lines
  • Entry into new markets
  • Commercial and revenue models
  • Strategic partnerships and positioning
  • Scaling logic and execution
04

Digital Transformation & AI

Redesigning how the business operates through technology.

  • Process digitalization and optimization
  • Data-driven and smart solution design
  • System and platform integration
  • AI application in decision-making and automation
  • Efficiency and scalability
05

Product & Solution Design

From idea to a structured and functional product.

  • Digital and financial product design
  • Architecture and operational setup
  • Regulatory and business compliance
  • Launch preparation
06

Strategic Advisory

Support for decisions that require experience and judgment.

  • Board-level advisory
  • Support during strategic decisions
  • Complex business situations
  • High-impact topics

How Our Work Connects

Our work does not fit into isolated categories.
What starts as one topic often expands into multiple areas — as the structure becomes clearer.

Industry Expertise

The Same Capacities — Applied Differently.

Depending on the context.

Digital Finance & Fintech

Experience in financial products integrated into digital platforms, including lending, payments and embedded finance models.

Investment Funds & Capital

Work with investors and portfolio companies on structuring, growth and value creation.

Financial Institutions & Regulated Environments

Work within regulatory frameworks, including products, risk and compliance.

Telecom & ICT Businesses

Experience in large, infrastructure and platform environments where operational complexity and integration define the outcome.

ICT Services & Platform Models

Development of digital ecosystems, integration of financial and digital services, complex operational and transformation environments.

Technology & Transformation Businesses

Companies building or redesigning their operations through digital systems, platforms and data.

International Growth

Market expansion (EU, UK and region), including partnerships, structuring and localization.

Advisory × Technology

Cube Advisory and Cube Systems operate as a connected system.

Advisory defines the structure — business, financial, and strategic.

Technology converts it into a functional solution.

When technology already exists, advisory adds the logic behind it.

FROM CONCEPT → TO A FULLY FUNCTIONAL SYSTEM

Integrated Execution

Not as a standard model — but when the situation requires it. We enable the leader's business goals to translate directly into code and software reality.

About Us

Line of Business Leadership.

Elizabeta Siljanovska
ACCA · AUTHORIZED INVESTMENT ADVISOR

Elizabeta Siljanovska

Managing Partner

Three decades of executive experience in regulated industries, capital markets and technology businesses — within international groups and in companies built from scratch.

Work encompasses advisory and audit, M&A and capital markets, ICT and digital products, payments and embedded finance, as well as leadership of licensed financial institutions.

In all these contexts — constant responsibility for results: P&L, risk, governance — and equal confidence in both strategy and execution.

Career at KPMG and Macedonian Telecom, part of Deutsche Telekom Group, as well as leadership positions in financial institutions across multiple jurisdictions.

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Contact

Start a Conversation.

No process.

No pressure.

No unnecessary steps.

Just a clear discussion about your situation — and whether we're the right partner.